Applying for royalty advances

Royalties & Payments

SeemDistro offers royalty advances to qualifying artists, giving you access to future earnings today to help fund your music career.

What is a Royalty Advance?

A royalty advance is an upfront payment based on your projected future royalty earnings. Unlike a loan, there's no interest and no requirement to repay if your music doesn't earn the projected amount.

Eligibility Requirements

To qualify for a royalty advance, you must meet the following criteria:

  • At least 6 months of distribution history with SeemDistro
  • Minimum of 100,000 total streams across all platforms
  • Consistent monthly streaming growth
  • At least 3 releases in your catalog
  • Good standing account with no copyright strikes or policy violations

Available Advance Options

SeemDistro offers several advance programs:

Standard Advance

  • 3-6 months of projected earnings
  • 15% service fee
  • Recoupment from 70% of your future royalties

Growth Advance

  • 6-12 months of projected earnings
  • 20% service fee
  • Recoupment from 80% of your future royalties
  • Includes marketing support package

Catalog Advance

  • For artists with extensive back catalogs
  • Up to 2 years of projected earnings
  • Custom terms based on catalog performance
  • Recoupment from 50-70% of your future royalties

How to Apply

  1. Log in to your SeemDistro dashboard
  2. Go to the "Royalty Advances" section
  3. Click "Apply for Advance"
  4. Complete the application form
  5. Submit any requested documentation
  6. Wait for review (typically 3-5 business days)

The Review Process

Our finance team will evaluate your application based on:

  • Streaming history and growth trajectory
  • Seasonal trends in your genre
  • Upcoming releases and promotional plans
  • Past earnings consistency
  • Social media presence and growth

After Approval

If your application is approved:

  1. You'll receive an offer outlining:
  • Advance amount
  • Service fee
  • Recoupment percentage
  • Estimated recoupment period
  1. Review and sign the digital agreement
  2. Receive funds via your preferred payment method (typically within 5 business days)

Recoupment Process

  • We'll collect the agreed percentage from your royalty earnings until the advance plus service fee is recouped
  • You'll continue to receive the remaining percentage of your royalties during the recoupment period
  • Your dashboard will show your remaining balance and estimated time to full recoupment

Frequently Asked Questions

Q: Does a royalty advance affect my ownership of my music? A: No. You retain 100% ownership of your music.

Q: Can I apply for another advance before my current one is recouped? A: Generally no, but exceptions may be made for artists with significant growth.

Q: What happens if my streams decrease and I can't recoup the advance? A: Unlike traditional loans, you're only obligated to pay back from your actual royalty earnings. If your music doesn't earn enough, you won't be required to pay the difference.

Q: Can I pay back the advance early? A: Yes. You can make additional payments at any time to reduce your outstanding balance without penalty.

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