SeemDistro offers royalty advances to qualifying artists, giving you access to future earnings today to help fund your music career.
What is a Royalty Advance?
A royalty advance is an upfront payment based on your projected future royalty earnings. Unlike a loan, there's no interest and no requirement to repay if your music doesn't earn the projected amount.
Eligibility Requirements
To qualify for a royalty advance, you must meet the following criteria:
- At least 6 months of distribution history with SeemDistro
- Minimum of 100,000 total streams across all platforms
- Consistent monthly streaming growth
- At least 3 releases in your catalog
- Good standing account with no copyright strikes or policy violations
Available Advance Options
SeemDistro offers several advance programs:
Standard Advance
- 3-6 months of projected earnings
- 15% service fee
- Recoupment from 70% of your future royalties
Growth Advance
- 6-12 months of projected earnings
- 20% service fee
- Recoupment from 80% of your future royalties
- Includes marketing support package
Catalog Advance
- For artists with extensive back catalogs
- Up to 2 years of projected earnings
- Custom terms based on catalog performance
- Recoupment from 50-70% of your future royalties
How to Apply
- Log in to your SeemDistro dashboard
- Go to the "Royalty Advances" section
- Click "Apply for Advance"
- Complete the application form
- Submit any requested documentation
- Wait for review (typically 3-5 business days)
The Review Process
Our finance team will evaluate your application based on:
- Streaming history and growth trajectory
- Seasonal trends in your genre
- Upcoming releases and promotional plans
- Past earnings consistency
- Social media presence and growth
After Approval
If your application is approved:
- You'll receive an offer outlining:
- Advance amount
- Service fee
- Recoupment percentage
- Estimated recoupment period
- Review and sign the digital agreement
- Receive funds via your preferred payment method (typically within 5 business days)
Recoupment Process
- We'll collect the agreed percentage from your royalty earnings until the advance plus service fee is recouped
- You'll continue to receive the remaining percentage of your royalties during the recoupment period
- Your dashboard will show your remaining balance and estimated time to full recoupment
Frequently Asked Questions
Q: Does a royalty advance affect my ownership of my music? A: No. You retain 100% ownership of your music.
Q: Can I apply for another advance before my current one is recouped? A: Generally no, but exceptions may be made for artists with significant growth.
Q: What happens if my streams decrease and I can't recoup the advance? A: Unlike traditional loans, you're only obligated to pay back from your actual royalty earnings. If your music doesn't earn enough, you won't be required to pay the difference.
Q: Can I pay back the advance early? A: Yes. You can make additional payments at any time to reduce your outstanding balance without penalty.